DFR files emergency rules on fully-insured Association Health Plans

first_imgVermont Business Magazine The Department of Financial Regulation (DFR) today filed emergency regulations and proposed final rules in response to the United States Department of Labor’s (DOL) June 19 final rule on Association Health Plans (AHPs). The emergency rule is effective immediately. Both rules filed today govern only fully-insured AHPs (i.e. AHPs that purchase coverage from an insurer and do not self-insure).The DOL rule greatly expands the ability of small businesses and self-employed workers to band together by geography or industry to provide health care coverage to their members as if they were a single large employer. The department engaged in emergency rulemaking to ensure new Vermont regulations are in place in advance of September 1, 2018 when fully-insured AHPs can be offered in Vermont. The simultaneously filed proposed final rules will provide an opportunity for full public participation and comment, including a public hearing.The emergency rules ensure the department meets the directive in Act 131 for the commissioner to adopt rules to “protect Vermont consumers and promote the stability of Vermont’s health insurance markets, to the extent permitted under federal law.”Michael Pieciak, DFR commissioner, emphasized the rules’ consumer-protection purpose: “Our team has put together a set of rules that, while allowing legitimate AHPs offering good coverage to operate, will ensure that Vermonters are protected from misleading practices and inadequate health coverage.”In early July Pieciak said in anticipation of Vermont filing emergency rules: “The final AHP rules do not preempt Vermont’s ability to regulate its insurance market and the department aims to craft regulations that ensure Vermonters are protected and well-served by these health plans,” he said. “In the past, similar plans that operated in other states, were poorly run and many were fraudulent, a well-regulated market will help prevent this from happening in Vermont.”The emergency regulations and proposed final rules(link is external) are published on the department’s website.The department also plans to promulgate rules governing self-insured AHPs in the fall of this year; self-insured AHPs cannot offer coverage in Vermont until January 1, 2019.Source: Vermont Department of Financial Regulationlast_img read more

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APA: Majority Of Adults Stressed By Mass Shootings

first_imgAPA News: WASHINGTON, D.C. — A large majority of adults in the United States are stressed by mass shootings, and a third of U.S. adults say that fear of mass shootings stops them from going to certain places and events, according to a new survey on stress and mass shootings by the American Psychological Association.  Methodology Hispanic adults (32%) are more likely than white non-Hispanic adults (15%) to say they experience stress often or constantly related to the possibility of a mass shooting. Hispanic adults and African American adults also are more likely than white non-Hispanic adults to say they do not know how to cope with the stress they feel as a result of mass shootings (44% of Hispanic adults and 43% of African American adults vs. 30% of white adults). Black adults are more likely to feel that they or someone they know will be a victim of a mass shooting (60% compared with 41% of white adults and 50% of Hispanic adults). For additional information on stress and behavioral health, visit www.apa.org/helpcenter. Join the conversation about stress on Twitter by following @APA and #stressAPA.  To download related graphics, and for information on managing distress in the aftermath of a mass shooting, visit www.stressinamerica.org. Women report feeling stressed more often than men about the possibility of a shooting (85% vs. 71%), and parents of children under the age of 18 are nearly twice as likely as those without children under 18 to say they experience stress often or constantly because of the possibility of a mass shooting (28% vs.16%). Further, 62% of parents say they “live in fear that their children will be victims of a mass shooting”.  The survey found that more than three-quarters of adults (79%) in the U.S. say they experience stress as a result of the possibility of a mass shooting. Additionally, many adults report that they are changing their behavior due to fear of mass shootings. Nearly one in three adults (32%) feel they cannot go anywhere without worrying about being a victim of a mass shooting, while just about the same number (33%) say fear prevents them from going to certain places or events. Nearly one-quarter (24%) of adults report changing how they live their lives because of fear of a mass shooting.  All sample surveys and polls, whether or not they use probability sampling, are subject to multiple sources of error that are most often not possible to quantify or estimate, including sampling error, coverage error, error associated with nonresponse, error associated with question wording and response options, and post-survey weighting and adjustments. Therefore, the words “margin of error” are avoided, as they are misleading. All that can be calculated are different possible sampling errors with different probabilities for pure, unweighted, random samples with 100% response rates. These are only theoretical because no published polls come close to this ideal.center_img “It’s clear that mass shootings are taking a toll on our mental health, and we should be particularly concerned that they are affecting the way many of us are living our daily lives,” said Arthur C. Evans Jr., PhD, APA’s chief executive officer. “The more these events happen in places where people can see themselves frequenting, the greater the mental health impact will be. We don’t have to experience these events directly for them to affect us. Simply hearing about them can have an emotional impact, and this can have negative repercussions for our mental and physical health.” The results of this survey come in advance of the findings of APA’s annual Stress in America™ survey, which will be released this fall. To better understand the impact of mass shootings on stress and health in the aftermath of the recent tragic El Paso and Dayton shootings, APA commissioned the nationally representative survey. It was conducted online by The Harris Poll between Aug. 8 and 12 among 2,017 adults ages 18 and older who reside in the U.S.  This survey was conducted online within the United States between Aug. 8 and 12, 2019, among 2,017 U.S. adults (ages 18 and older) by The Harris Poll on behalf of the American Psychological Association via its Harris On Demand omnibus product. Figures for age, sex, race/ethnicity, education, region and household income were weighted where necessary to bring them into line with their actual proportions in the population. Propensity score weighting was used to adjust for respondents’ propensity to be online. When asked which places they are stressed about the possibility of a mass shooting occurring, adults most commonly say a public event (53%), mall (50%), school or university (42%) or movie theater (38%), with only one in five (21%) saying they never experience stress as a result of the possibility of a mass shooting. Respondents for this survey were selected from among those who have agreed to participate in our surveys. The data have been weighted to reflect the composition of the adult population. Because the sample is based on those who agreed to participate in the online panel, no estimates of theoretical sampling error can be calculated.  “Mass shootings are a public health issue, and we need to take a comprehensive public health approach to understand and devise lasting policy solutions,” Evans said. “It is important that people and policymakers realize that this is not an insurmountable issue; it is something we have the power to change.”  last_img read more

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Low-carbon plan a reality with Prisk on board

first_imgSubscribe to Building today and you will benefit from:Unlimited access to all stories including expert analysis and comment from industry leadersOur league tables, cost models and economics dataOur online archive of over 10,000 articlesBuilding magazine digital editionsBuilding magazine print editionsPrinted/digital supplementsSubscribe now for unlimited access.View our subscription options and join our community Subscribe now for unlimited access Get your free guest access  SIGN UP TODAY Stay at the forefront of thought leadership with news and analysis from award-winning journalists. Enjoy company features, CEO interviews, architectural reviews, technical project know-how and the latest innovations.Limited access to building.co.ukBreaking industry news as it happensBreaking, daily and weekly e-newsletters To continue enjoying Building.co.uk, sign up for free guest accessExisting subscriber? LOGINlast_img read more

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DOUGLAS EWART PUPILS STEP BACK IN TIME

first_imgAddThis Sharing ButtonsShare to FacebookFacebookFacebookShare to TwitterTwitterTwitterShare to LinkedInLinkedInLinkedInCopious amounts of tea and cakes were consumed at a 1940’s tea dance held at the Douglas Ewart High School. Over 90 people from the Riverside Centre, Food Train and local community attended the event that was organised by S5 pupils to celebrate National Older People’s Day.The afternoon included a high tea, dancing, singing and entertainment and was thoroughly enjoyed by all.The pupils, who are involved in youth work programmes with the Community Learning and Development Service in school, are about to embark on a new project ‘#scotswummin’. The young people will be researching women of influence in their local communities and developing a showcase that will be on display next year in Glasgow Women’s Library.As part of this exciting new project the young people will be going out into their communities to interview people and find out more about influential women who have made a difference in the local area.Councillor Jeff Leaver, Chairman of the Children, Young People and Lifelong Learning Committee said “Projects such as the tea dance and scotwummin are excellent examples of the range of intergenerational projects that are being delivered across the region, promoting a better understanding and respect between generations. Well done to all involved’last_img read more

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Rangers assess Cisse hamstring problem

first_imgQPR are assessing a hamstring problem picked up by Djbril Cisse during their pre-season game against Malaysian side Kelantan.The striker went off midway through the first half of a 5-0 win for Mark Hughes’ side in the second game of their Asia tour.Cisse’s injury does not appear to be serious but he will be closely monitored by the club’s medical staff over the next 48 hours.AdChoices广告Rangers are next in action on Monday, when they are scheduled to face Persebaya Surubaya.See also: Rangers ease to another win in MalaysiaFollow West London Sport on TwitterFind us on Facebooklast_img read more

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Liverpool is waiting for him: Thiago said goodbye to his friends…

first_imgBayern Munich midfielder Thiago Alcantara has said goodbye to his teammates, informs the newspaper “Abendzeitung”.The Barcelona teenager has clarified his personal terms with Liverpool and now it remains for the two clubs to agree on the transfer fee.The midfielder’s contract with the German hegemon is until June 30, 2021. Bayern want at least 35 million euros for his rights, while the new England champions are ready to pay a maximum of 25 million euros. However, Tiago is convinced that a deal will be reached because he has invited his closest teammates to dinner at the club. A few days ago, he said goodbye to some of the German referees, calling them “the best in the world”.The technician spent 7 seasons in Munich, where he arrived at the insistence of his mentor Pep Guardiola. Until recently, Manchester City was also associated with the footballer.last_img read more

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No stamp

first_imgBy Melissa MeehanIn June, the Cardinia Shire Council wrote to Australia Post regarding the need to establish a new post…[To read the rest of this story Subscribe or Login to the Gazette Access Pass] Thanks for reading the Pakenham Berwick Gazette. Subscribe or Login to read the rest of this content with the Gazette Digital Access Pass subscription.last_img

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Sex predator appeals

first_imgBy Cam Lucadou-Wells A repeat sex offender has been bailed as he appeals against a jail term for indecent acts…[To read the rest of this story Subscribe or Login to the Gazette Access Pass] Thanks for reading the Pakenham Berwick Gazette. Subscribe or Login to read the rest of this content with the Gazette Digital Access Pass subscription.last_img

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